Some folks have ledgers,
and in their records
you will always be
in the red,

Even if you have
never met these folks,
and you do not know
who they are,

Nor do they know you
or your place of birth,
or your family,
or your dreams.

Some claim you owe them
to look as they look,
to want as they want,

Here is the fine print:
you only ever
pay the interest
until death.

Here is the loophole:
No one can collect
(though they may call you
and send bills.)

So, already free,
do not pay in hate;
but owe to no one
except love.

—Dave Barnhart, 2014

Romans 13:8